Currency Converter

Live exchange rates for 73 currencies — updated hourly. As of Oct 2, 2026: 1 USD = 0.8873 EUR, 157.92 JPY, 96.379 INR, 0.7571 GBP. Free currency converter covering Americas, Europe, Asia, Middle East & Africa.

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Currency Converter

73 currencies across 5 regions — live rates

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ⓘ Rates updated hourly via open.er-api.com — for financial transactions always confirm with your bank.

Live USD Exchange Rates — Oct 2, 2026

This currency converter shows reference exchange rates for 73 currencies across 5 regions (Americas, Europe, Asia & Pacific, Middle East, Africa) against the US dollar (USD), updated hourly. As of Oct 2, 2026, 1 USD equals approximately 0.8873 EUR, 157.92 JPY, 96.379 INR, 0.7571 GBP, and 1.4232 CAD. Rates reflect ECB reference data refreshed hourly — always confirm with your bank before any real transaction.

Exchange rates between the world’s currencies fluctuate continuously based on central bank decisions, inflation data, trade balances, and geopolitical events. The mid-market rate (also called the interbank rate) is the midpoint between the buy and sell prices that banks use to trade with each other — the fairest benchmark, but never the rate a consumer actually receives. Banks and currency exchange services add a margin (called a spread) of 0.5%–8% on top of the mid-market rate. Airport kiosks and hotel desks typically charge the highest spreads (5%–10%), while online services such as Wise, Revolut, or XE Money Transfer offer rates within 0.3%–1% of mid-market, making them significantly cheaper for international transfers. Sending $5,000 internationally at a 3% spread costs $150 in hidden conversion fees that never appear as a line item on your statement.

Americas — 12 Currencies

The Americas region covers North, Central, and South America — spanning the world's largest economy (United States) to fast-growing emerging markets in Latin America. Exchange rates across this region are heavily influenced by US Federal Reserve policy, commodity prices (oil, copper, soybeans), and trade flows with China and Europe.

USD (US Dollar, United States; 1 USD = 1.0000 USD); CAD (Canadian Dollar, Canada; 1 USD = 1.4232 CAD); MXN (Mexican Peso, Mexico; 1 USD = 18.283 MXN); BRL (Brazilian Real, Brazil; 1 USD = 5.1940 BRL); ARS (Argentine Peso, Argentina; 1 USD = 1,523.23 ARS); CLP (Chilean Peso, Chile; 1 USD = 973.26 CLP); COP (Colombian Peso, Colombia; 1 USD = 3,308.23 COP); PEN (Peruvian Sol, Peru; 1 USD = 3.4503 PEN); UYU (Uruguayan Peso, Uruguay; 1 USD = 40.307 UYU); DOP (Dominican Peso, Dominican Republic; 1 USD = 59.561 DOP); CRC (Costa Rican Colón, Costa Rica; 1 USD = 456.62 CRC); TTD (T&T Dollar, Trinidad & Tobago; 1 USD = 6.7553 TTD).

Europe — 19 Currencies

Europe's currency landscape is dominated by the euro (EUR), the official currency of 20 EU member states and the world's second most traded currency. Several non-eurozone countries maintain their own currencies, ranging from the globally significant British pound (GBP) and Swiss franc (CHF) to the emerging-market Turkish lira (TRY) and the conflict-affected Ukrainian hryvnia (UAH).

EUR (Euro, Eurozone; 1 USD = 0.8873 EUR); GBP (British Pound, United Kingdom; 1 USD = 0.7571 GBP); CHF (Swiss Franc, Switzerland; 1 USD = 0.8323 CHF); SEK (Swedish Krona, Sweden; 1 USD = 10.045 SEK); NOK (Norwegian Krone, Norway; 1 USD = 9.6305 NOK); DKK (Danish Krone, Denmark; 1 USD = 6.6212 DKK); PLN (Polish Zloty, Poland; 1 USD = 3.8855 PLN); CZK (Czech Koruna, Czech Republic; 1 USD = 21.711 CZK); HUF (Hungarian Forint, Hungary; 1 USD = 326.68 HUF); RON (Romanian Leu, Romania; 1 USD = 4.6808 RON); BGN (Bulgarian Lev, Bulgaria; 1 USD = 1.7354 BGN); ISK (Icelandic Króna, Iceland; 1 USD = 121.36 ISK); RSD (Serbian Dinar, Serbia; 1 USD = 103.93 RSD); UAH (Ukrainian Hryvnia, Ukraine; 1 USD = 44.829 UAH); GEL (Georgian Lari, Georgia; 1 USD = 2.6012 GEL); AMD (Armenian Dram, Armenia; 1 USD = 363.45 AMD); AZN (Azerbaijani Manat, Azerbaijan; 1 USD = 1.6991 AZN); TRY (Turkish Lira, Turkey; 1 USD = 49.123 TRY); ALL (Albanian Lek, Albania; 1 USD = 81.402 ALL).

Asia & Pacific — 24 Currencies

Asia and the Pacific cover the world's most populous nations and fastest-growing economies. The region includes the Japanese yen — the third most traded currency globally and a traditional safe-haven — alongside China's yuan (CNY), which is subject to managed float controls by the People's Bank of China, and the Indian rupee (INR), influenced by RBI intervention and oil import costs.

JPY (Japanese Yen, Japan; 1 USD = 157.92 JPY); CNY (Chinese Yuan, China; 1 USD = 6.7146 CNY); HKD (Hong Kong Dollar, Hong Kong; 1 USD = 7.8469 HKD); SGD (Singapore Dollar, Singapore; 1 USD = 1.2805 SGD); KRW (South Korean Won, South Korea; 1 USD = 1,360.20 KRW); AUD (Australian Dollar, Australia; 1 USD = 1.4429 AUD); NZD (New Zealand Dollar, New Zealand; 1 USD = 1.7844 NZD); INR (Indian Rupee, India; 1 USD = 96.379 INR); THB (Thai Baht, Thailand; 1 USD = 33.668 THB); PHP (Philippine Peso, Philippines; 1 USD = 62.827 PHP); IDR (Indonesian Rupiah, Indonesia; 1 USD = 17,970 IDR); MYR (Malaysian Ringgit, Malaysia; 1 USD = 4.0850 MYR); VND (Vietnamese Dong, Vietnam; 1 USD = 25,941 VND); TWD (Taiwan Dollar, Taiwan; 1 USD = 31.995 TWD); PKR (Pakistani Rupee, Pakistan; 1 USD = 277.10 PKR); BDT (Bangladeshi Taka, Bangladesh; 1 USD = 122.99 BDT); LKR (Sri Lankan Rupee, Sri Lanka; 1 USD = 330.40 LKR); NPR (Nepalese Rupee, Nepal; 1 USD = 154.15 NPR); KHR (Cambodian Riel, Cambodia; 1 USD = 4,053.41 KHR); MMK (Myanmar Kyat, Myanmar; 1 USD = 2,096.65 MMK); MNT (Mongolian Tögrög, Mongolia; 1 USD = 3,584.15 MNT); BND (Brunei Dollar, Brunei; 1 USD = 1.2804 BND); KZT (Kazakhstani Tenge, Kazakhstan; 1 USD = 442.73 KZT); FJD (Fijian Dollar, Fiji; 1 USD = 2.2502 FJD).

Middle East — 8 Currencies

Most Gulf Cooperation Council (GCC) currencies are pegged to the US dollar: the UAE dirham (AED) at 3.6725, the Saudi riyal (SAR) at 3.75, the Qatari riyal (QAR) at 3.64, the Bahraini dinar (BHD) at 0.376, and the Omani rial (OMR) at 0.3845. The Kuwaiti dinar (KWD) is pegged to a currency basket and is the world's highest-valued currency unit. The Jordanian dinar (JOD) and Israeli shekel (ILS) float more freely.

AED (UAE Dirham, United Arab Emirates; 1 USD = 3.6725 AED); SAR (Saudi Riyal, Saudi Arabia; 1 USD = 3.7500 SAR); QAR (Qatari Riyal, Qatar; 1 USD = 3.6400 QAR); KWD (Kuwaiti Dinar, Kuwait; 1 USD = 0.3086 KWD); BHD (Bahraini Dinar, Bahrain; 1 USD = 0.3760 BHD); OMR (Omani Rial, Oman; 1 USD = 0.3845 OMR); JOD (Jordanian Dinar, Jordan; 1 USD = 0.7090 JOD); ILS (Israeli Shekel, Israel; 1 USD = 3.0755 ILS).

Africa — 10 Currencies

Africa's currencies reflect a diverse range of monetary frameworks — from the South African rand (ZAR), the continent's most liquid and freely traded currency, to the West African CFA franc (XOF), which is pegged to the euro and used by eight nations in the UEMOA bloc. The Egyptian pound (EGP) and Nigerian naira (NGN) have both experienced significant devaluations in recent years following IMF-backed reform programs.

ZAR (South African Rand, South Africa; 1 USD = 16.666 ZAR); EGP (Egyptian Pound, Egypt; 1 USD = 52.301 EGP); NGN (Nigerian Naira, Nigeria; 1 USD = 1,327.68 NGN); KES (Kenyan Shilling, Kenya; 1 USD = 129.63 KES); GHS (Ghanaian Cedi, Ghana; 1 USD = 11.731 GHS); MAD (Moroccan Dirham, Morocco; 1 USD = 9.7379 MAD); TND (Tunisian Dinar, Tunisia; 1 USD = 2.9862 TND); XOF (W. African CFA Franc, West Africa; 1 USD = 582.01 XOF); MUR (Mauritian Rupee, Mauritius; 1 USD = 47.796 MUR); DZD (Algerian Dinar, Algeria; 1 USD = 133.84 DZD).

Today’s USD Exchange Rates — 73 Currencies

CURRENCY COUNTRY / REGION 1 USD = 1 UNIT = USD
Americas
🇺🇸 USD — US DollarUnited States1.0000 USD1.0000 USD
🇨🇦 CAD — Canadian DollarCanada1.4232 CAD0.7026 USD
🇲🇽 MXN — Mexican PesoMexico18.283 MXN0.0547 USD
🇧🇷 BRL — Brazilian RealBrazil5.1940 BRL0.1925 USD
🇦🇷 ARS — Argentine PesoArgentina1,523.23 ARS0.0007 USD
🇨🇱 CLP — Chilean PesoChile973.26 CLP0.0010 USD
🇨🇴 COP — Colombian PesoColombia3,308.23 COP0.0003 USD
🇵🇪 PEN — Peruvian SolPeru3.4503 PEN0.2898 USD
🇺🇾 UYU — Uruguayan PesoUruguay40.307 UYU0.0248 USD
🇩🇴 DOP — Dominican PesoDominican Republic59.561 DOP0.0168 USD
🇨🇷 CRC — Costa Rican ColónCosta Rica456.62 CRC0.0022 USD
🇹🇹 TTD — T&T DollarTrinidad & Tobago6.7553 TTD0.1480 USD
Europe
🇪🇺 EUR — EuroEurozone0.8873 EUR1.1270 USD
🇬🇧 GBP — British PoundUnited Kingdom0.7571 GBP1.3208 USD
🇨🇭 CHF — Swiss FrancSwitzerland0.8323 CHF1.2014 USD
🇸🇪 SEK — Swedish KronaSweden10.045 SEK0.0996 USD
🇳🇴 NOK — Norwegian KroneNorway9.6305 NOK0.1038 USD
🇩🇰 DKK — Danish KroneDenmark6.6212 DKK0.1510 USD
🇵🇱 PLN — Polish ZlotyPoland3.8855 PLN0.2574 USD
🇨🇿 CZK — Czech KorunaCzech Republic21.711 CZK0.0461 USD
🇭🇺 HUF — Hungarian ForintHungary326.68 HUF0.0031 USD
🇷🇴 RON — Romanian LeuRomania4.6808 RON0.2136 USD
🇧🇬 BGN — Bulgarian LevBulgaria1.7354 BGN0.5763 USD
🇮🇸 ISK — Icelandic KrónaIceland121.36 ISK0.0082 USD
🇷🇸 RSD — Serbian DinarSerbia103.93 RSD0.0096 USD
🇺🇦 UAH — Ukrainian HryvniaUkraine44.829 UAH0.0223 USD
🇬🇪 GEL — Georgian LariGeorgia2.6012 GEL0.3844 USD
🇦🇲 AMD — Armenian DramArmenia363.45 AMD0.0028 USD
🇦🇿 AZN — Azerbaijani ManatAzerbaijan1.6991 AZN0.5886 USD
🇹🇷 TRY — Turkish LiraTurkey49.123 TRY0.0204 USD
🇦🇱 ALL — Albanian LekAlbania81.402 ALL0.0123 USD
Asia & Pacific
🇯🇵 JPY — Japanese YenJapan157.92 JPY0.0063 USD
🇨🇳 CNY — Chinese YuanChina6.7146 CNY0.1489 USD
🇭🇰 HKD — Hong Kong DollarHong Kong7.8469 HKD0.1274 USD
🇸🇬 SGD — Singapore DollarSingapore1.2805 SGD0.7810 USD
🇰🇷 KRW — South Korean WonSouth Korea1,360.20 KRW0.0007 USD
🇦🇺 AUD — Australian DollarAustralia1.4429 AUD0.6930 USD
🇳🇿 NZD — New Zealand DollarNew Zealand1.7844 NZD0.5604 USD
🇮🇳 INR — Indian RupeeIndia96.379 INR0.0104 USD
🇹🇭 THB — Thai BahtThailand33.668 THB0.0297 USD
🇵🇭 PHP — Philippine PesoPhilippines62.827 PHP0.0159 USD
🇮🇩 IDR — Indonesian RupiahIndonesia17,970 IDR0.0001 USD
🇲🇾 MYR — Malaysian RinggitMalaysia4.0850 MYR0.2448 USD
🇻🇳 VND — Vietnamese DongVietnam25,941 VND0.0000 USD
🇹🇼 TWD — Taiwan DollarTaiwan31.995 TWD0.0313 USD
🇵🇰 PKR — Pakistani RupeePakistan277.10 PKR0.0036 USD
🇧🇩 BDT — Bangladeshi TakaBangladesh122.99 BDT0.0081 USD
🇱🇰 LKR — Sri Lankan RupeeSri Lanka330.40 LKR0.0030 USD
🇳🇵 NPR — Nepalese RupeeNepal154.15 NPR0.0065 USD
🇰🇭 KHR — Cambodian RielCambodia4,053.41 KHR0.0002 USD
🇲🇲 MMK — Myanmar KyatMyanmar2,096.65 MMK0.0005 USD
🇲🇳 MNT — Mongolian TögrögMongolia3,584.15 MNT0.0003 USD
🇧🇳 BND — Brunei DollarBrunei1.2804 BND0.7810 USD
🇰🇿 KZT — Kazakhstani TengeKazakhstan442.73 KZT0.0023 USD
🇫🇯 FJD — Fijian DollarFiji2.2502 FJD0.4444 USD
Middle East
🇦🇪 AED — UAE DirhamUnited Arab Emirates3.6725 AED0.2723 USD
🇸🇦 SAR — Saudi RiyalSaudi Arabia3.7500 SAR0.2667 USD
🇶🇦 QAR — Qatari RiyalQatar3.6400 QAR0.2747 USD
🇰🇼 KWD — Kuwaiti DinarKuwait0.3086 KWD3.2404 USD
🇧🇭 BHD — Bahraini DinarBahrain0.3760 BHD2.6596 USD
🇴🇲 OMR — Omani RialOman0.3845 OMR2.6008 USD
🇯🇴 JOD — Jordanian DinarJordan0.7090 JOD1.4104 USD
🇮🇱 ILS — Israeli ShekelIsrael3.0755 ILS0.3251 USD
Africa
🇿🇦 ZAR — South African RandSouth Africa16.666 ZAR0.0600 USD
🇪🇬 EGP — Egyptian PoundEgypt52.301 EGP0.0191 USD
🇳🇬 NGN — Nigerian NairaNigeria1,327.68 NGN0.0008 USD
🇰🇪 KES — Kenyan ShillingKenya129.63 KES0.0077 USD
🇬🇭 GHS — Ghanaian CediGhana11.731 GHS0.0852 USD
🇲🇦 MAD — Moroccan DirhamMorocco9.7379 MAD0.1027 USD
🇹🇳 TND — Tunisian DinarTunisia2.9862 TND0.3349 USD
🌍 XOF — W. African CFA FrancWest Africa582.01 XOF0.0017 USD
🇲🇺 MUR — Mauritian RupeeMauritius47.796 MUR0.0209 USD
🇩🇿 DZD — Algerian DinarAlgeria133.84 DZD0.0075 USD

Source: ECB reference rates via open.er-api.com • Last updated: Oct 2, 2026 • Rates cached & refreshed hourly

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USD / EUR — Oct 2, 2026

Today 1 USD = 0.8873 EUR. 1 EUR = 1.1270 USD. The dollar/euro pair is the world’s most traded currency pair, accounting for ~24% of daily forex volume. Rates move on ECB and Federal Reserve interest rate decisions, eurozone inflation data, and US employment reports.

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USD / JPY — Oct 2, 2026

Today 1 USD = 157.92 JPY. 1 JPY = 0.0063 USD. The yen is heavily influenced by the Bank of Japan’s monetary policy and Japan’s role as a safe-haven currency. The USD/JPY pair is the second most traded in the world.

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USD / INR — Oct 2, 2026

Today 1 USD = 96.379 INR. 1 INR = 0.0104 USD. The Indian rupee is managed by the Reserve Bank of India. INR rates are impacted by oil prices (India is a major importer), FII flows, and RBI intervention in the forex market.

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Bid-Ask Spread Explained

Banks profit via the spread between buy and sell rates. Airport kiosks charge 5%–10% above mid-market. Online services like Wise and Revolut offer rates within 0.3%–0.7% of mid-market — far cheaper for international money transfers and travel spending.

⚠ Important Disclaimer — Reference Rates Only

  • Exchange rates shown are ECB mid-market reference rates sourced from open.er-api.com, published approximately once per day at 16:00 CET by the European Central Bank.
  • These rates are not real-time interbank rates and may differ by 0.1%–0.5% from rates shown on financial platforms such as Google Finance, Bloomberg, or Reuters at any given moment.
  • Do not use these rates for financial transactions. Banks, money transfer services, and brokers apply their own spreads (0.5%–8%) on top of mid-market rates. Always confirm the exact rate with your provider before sending money internationally.
  • Rates shown do not include any fees, commissions, or margins charged by payment providers, banks, or currency exchange desks.
  • Cryptocurrency, precious metals, and exotic currency pairs are not covered by this tool.
  • This tool is provided for informational and educational purposes only. True Value Calc is not a licensed financial services provider and does not offer financial advice.

Formula & Logic

Currency conversion is a single multiplication; the difficulty is that the rate you see quoted is almost never the rate you receive. The mid-market rate is the midpoint between what buyers and sellers are offering, and it is what appears in news and search results — but no retail provider trades at it. Banks and bureaux add a spread, typically 2–5% for consumer transfers and sometimes far more at airports, and they may add an explicit fee on top. Card networks apply their own rate plus a foreign transaction fee, and "dynamic currency conversion" — being offered the choice to pay in your home currency abroad — is almost always the worst available rate.

Converted = Amount × exchange rateEffective rate = Amount received ÷ Amount sentSpread % = ((mid-market − offered) ÷ mid-market) × 100Cross rate: A→C = (A→B) × (B→C)

where:

mid-market rate
the reference midpoint; not available to consumers
spread
the provider's margin, often the entire cost when "no fee" is advertised
cross rate
derived when two currencies are not directly quoted against each other

Assumptions: Rates move continuously during market hours and a quote is a snapshot. Always compare the total amount received rather than the advertised rate, since fee and spread structures differ.

Step-by-Step Example: Converting $2,000 at a 2.5% Spread

Compare a "no-fee" transfer at a marked-up rate against a fee-plus-mid-market alternative.

  • Amount$2,000 USD
  • Mid-market rate1 USD = 0.9200 EUR
  • Provider ANo fee, 2.5% spread
  • Provider B$8 fee, mid-market rate
  1. At the mid-market rate: $2,000 × 0.9200 = €1,840.00.
  2. Provider A's rate after a 2.5% spread: 0.9200 × 0.975 = 0.8970.
  3. Provider A delivers: $2,000 × 0.8970 = €1,794.00.
  4. The hidden cost: €1,840 − €1,794 = €46, despite "no fee".
  5. Provider B: ($2,000 − $8) × 0.9200 = €1,832.64.
  6. Provider B delivers €38.64 more, even though it is the one charging a fee.

ResultProvider B nets €1,832.64 versus A's €1,794 — €38.64 better

This is why "no fee" advertising is misleading in currency exchange: the margin simply moves into the rate, where it is harder to see. The only reliable comparison is the final amount received, which is why regulators increasingly require that figure to be disclosed upfront.

Frequently Asked Questions

As of May 2026, 1 US Dollar = approximately 0.918 Euro (mid-market rate). The dollar has remained relatively strong against the euro as the Federal Reserve has maintained higher interest rates compared to the European Central Bank's easing cycle. Always check live rates at XE.com or Google Finance before making transactions — rates fluctuate daily.
Ranked from best to worst rates: (1) Wise (TransferWise) — near mid-market rate plus low transparent fee. (2) Revolut / Monzo — free at mid-market rate up to monthly limits. (3) Your bank's online transfer service. (4) ATMs abroad using your debit card (avoid "dynamic currency conversion" — always charge in local currency). (5) Credit cards with no foreign transaction fees. Worst: airport kiosks (5%–10% markup) and hotel desks.
The rates shown here are mid-market rates — the midpoint between buy and sell prices. Banks, brokers, and exchange services add a spread (markup) on top of this rate to make their profit. Typical markups: Major banks 1%–3%. Online transfer services 0.3%–1%. Airport kiosks 5%–10%. On a $10,000 transfer, a 2% markup = $200 in hidden fees. Always compare the actual amount received, not just the headline rate.
By nominal value per unit, the Kuwaiti Dinar (KWD) is the world's highest-valued currency at approximately 3.26 USD. Bahraini Dinar (BHD) = ~2.65 USD. Omani Rial (OMR) = ~2.60 USD. British Pound (GBP) ≈ 1.27 USD. Euro (EUR) ≈ 1.09 USD. Note: currency "strength" by face value doesn't reflect economic strength — it mainly reflects historical denomination choices. Economic strength is better measured by purchasing power parity (PPP).

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✔ Written & reviewed by Dr Sam — 20+ yrs in management & research leadership📅 Last updated June 2026📚 Sources: European Central Bank & Federal Reserve reference rates📑 How we build & check these