Currency Converter

Live exchange rates for 73 currencies — updated hourly. As of Aug 18, 2026: 1 USD = 0.8631 EUR, 159.31 JPY, 95.695 INR, 0.7379 GBP. Free currency converter covering Americas, Europe, Asia, Middle East & Africa.

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Currency Converter

73 currencies across 5 regions — live rates

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ⓘ Rates updated hourly via open.er-api.com — for financial transactions always confirm with your bank.

Live USD Exchange Rates — Aug 18, 2026

This currency converter shows reference exchange rates for 73 currencies across 5 regions (Americas, Europe, Asia & Pacific, Middle East, Africa) against the US dollar (USD), updated hourly. As of Aug 18, 2026, 1 USD equals approximately 0.8631 EUR, 159.31 JPY, 95.695 INR, 0.7379 GBP, and 1.3865 CAD. Rates reflect ECB reference data refreshed hourly — always confirm with your bank before any real transaction.

Exchange rates between the world’s currencies fluctuate continuously based on central bank decisions, inflation data, trade balances, and geopolitical events. The mid-market rate (also called the interbank rate) is the midpoint between the buy and sell prices that banks use to trade with each other — the fairest benchmark, but never the rate a consumer actually receives. Banks and currency exchange services add a margin (called a spread) of 0.5%–8% on top of the mid-market rate. Airport kiosks and hotel desks typically charge the highest spreads (5%–10%), while online services such as Wise, Revolut, or XE Money Transfer offer rates within 0.3%–1% of mid-market, making them significantly cheaper for international transfers. Sending $5,000 internationally at a 3% spread costs $150 in hidden conversion fees that never appear as a line item on your statement.

Americas — 12 Currencies

The Americas region covers North, Central, and South America — spanning the world's largest economy (United States) to fast-growing emerging markets in Latin America. Exchange rates across this region are heavily influenced by US Federal Reserve policy, commodity prices (oil, copper, soybeans), and trade flows with China and Europe.

USD (US Dollar, United States; 1 USD = 1.0000 USD); CAD (Canadian Dollar, Canada; 1 USD = 1.3865 CAD); MXN (Mexican Peso, Mexico; 1 USD = 17.026 MXN); BRL (Brazilian Real, Brazil; 1 USD = 5.2063 BRL); ARS (Argentine Peso, Argentina; 1 USD = 1,488.70 ARS); CLP (Chilean Peso, Chile; 1 USD = 914.49 CLP); COP (Colombian Peso, Colombia; 1 USD = 3,137.91 COP); PEN (Peruvian Sol, Peru; 1 USD = 3.3640 PEN); UYU (Uruguayan Peso, Uruguay; 1 USD = 40.047 UYU); DOP (Dominican Peso, Dominican Republic; 1 USD = 58.444 DOP); CRC (Costa Rican Colón, Costa Rica; 1 USD = 449.08 CRC); TTD (T&T Dollar, Trinidad & Tobago; 1 USD = 6.7520 TTD).

Europe — 19 Currencies

Europe's currency landscape is dominated by the euro (EUR), the official currency of 20 EU member states and the world's second most traded currency. Several non-eurozone countries maintain their own currencies, ranging from the globally significant British pound (GBP) and Swiss franc (CHF) to the emerging-market Turkish lira (TRY) and the conflict-affected Ukrainian hryvnia (UAH).

EUR (Euro, Eurozone; 1 USD = 0.8631 EUR); GBP (British Pound, United Kingdom; 1 USD = 0.7379 GBP); CHF (Swiss Franc, Switzerland; 1 USD = 0.8105 CHF); SEK (Swedish Krona, Sweden; 1 USD = 9.5033 SEK); NOK (Norwegian Krone, Norway; 1 USD = 9.4183 NOK); DKK (Danish Krone, Denmark; 1 USD = 6.4499 DKK); PLN (Polish Zloty, Poland; 1 USD = 3.7212 PLN); CZK (Czech Koruna, Czech Republic; 1 USD = 20.881 CZK); HUF (Hungarian Forint, Hungary; 1 USD = 313.25 HUF); RON (Romanian Leu, Romania; 1 USD = 4.5201 RON); BGN (Bulgarian Lev, Bulgaria; 1 USD = 1.6882 BGN); ISK (Icelandic Króna, Iceland; 1 USD = 122.66 ISK); RSD (Serbian Dinar, Serbia; 1 USD = 101.27 RSD); UAH (Ukrainian Hryvnia, Ukraine; 1 USD = 44.707 UAH); GEL (Georgian Lari, Georgia; 1 USD = 2.6124 GEL); AMD (Armenian Dram, Armenia; 1 USD = 365.59 AMD); AZN (Azerbaijani Manat, Azerbaijan; 1 USD = 1.6999 AZN); TRY (Turkish Lira, Turkey; 1 USD = 47.893 TRY); ALL (Albanian Lek, Albania; 1 USD = 80.159 ALL).

Asia & Pacific — 24 Currencies

Asia and the Pacific cover the world's most populous nations and fastest-growing economies. The region includes the Japanese yen — the third most traded currency globally and a traditional safe-haven — alongside China's yuan (CNY), which is subject to managed float controls by the People's Bank of China, and the Indian rupee (INR), influenced by RBI intervention and oil import costs.

JPY (Japanese Yen, Japan; 1 USD = 159.31 JPY); CNY (Chinese Yuan, China; 1 USD = 6.7531 CNY); HKD (Hong Kong Dollar, Hong Kong; 1 USD = 7.8451 HKD); SGD (Singapore Dollar, Singapore; 1 USD = 1.2770 SGD); KRW (South Korean Won, South Korea; 1 USD = 1,414.42 KRW); AUD (Australian Dollar, Australia; 1 USD = 1.4068 AUD); NZD (New Zealand Dollar, New Zealand; 1 USD = 1.6926 NZD); INR (Indian Rupee, India; 1 USD = 95.695 INR); THB (Thai Baht, Thailand; 1 USD = 33.025 THB); PHP (Philippine Peso, Philippines; 1 USD = 61.555 PHP); IDR (Indonesian Rupiah, Indonesia; 1 USD = 17,831 IDR); MYR (Malaysian Ringgit, Malaysia; 1 USD = 4.0629 MYR); VND (Vietnamese Dong, Vietnam; 1 USD = 26,137 VND); TWD (Taiwan Dollar, Taiwan; 1 USD = 31.840 TWD); PKR (Pakistani Rupee, Pakistan; 1 USD = 277.92 PKR); BDT (Bangladeshi Taka, Bangladesh; 1 USD = 122.68 BDT); LKR (Sri Lankan Rupee, Sri Lanka; 1 USD = 332.06 LKR); NPR (Nepalese Rupee, Nepal; 1 USD = 153.11 NPR); KHR (Cambodian Riel, Cambodia; 1 USD = 4,040.55 KHR); MMK (Myanmar Kyat, Myanmar; 1 USD = 2,100.77 MMK); MNT (Mongolian Tögrög, Mongolia; 1 USD = 3,626.41 MNT); BND (Brunei Dollar, Brunei; 1 USD = 1.2773 BND); KZT (Kazakhstani Tenge, Kazakhstan; 1 USD = 461.84 KZT); FJD (Fijian Dollar, Fiji; 1 USD = 2.2039 FJD).

Middle East — 8 Currencies

Most Gulf Cooperation Council (GCC) currencies are pegged to the US dollar: the UAE dirham (AED) at 3.6725, the Saudi riyal (SAR) at 3.75, the Qatari riyal (QAR) at 3.64, the Bahraini dinar (BHD) at 0.376, and the Omani rial (OMR) at 0.3845. The Kuwaiti dinar (KWD) is pegged to a currency basket and is the world's highest-valued currency unit. The Jordanian dinar (JOD) and Israeli shekel (ILS) float more freely.

AED (UAE Dirham, United Arab Emirates; 1 USD = 3.6725 AED); SAR (Saudi Riyal, Saudi Arabia; 1 USD = 3.7500 SAR); QAR (Qatari Riyal, Qatar; 1 USD = 3.6400 QAR); KWD (Kuwaiti Dinar, Kuwait; 1 USD = 0.3085 KWD); BHD (Bahraini Dinar, Bahrain; 1 USD = 0.3760 BHD); OMR (Omani Rial, Oman; 1 USD = 0.3845 OMR); JOD (Jordanian Dinar, Jordan; 1 USD = 0.7090 JOD); ILS (Israeli Shekel, Israel; 1 USD = 2.9642 ILS).

Africa — 10 Currencies

Africa's currencies reflect a diverse range of monetary frameworks — from the South African rand (ZAR), the continent's most liquid and freely traded currency, to the West African CFA franc (XOF), which is pegged to the euro and used by eight nations in the UEMOA bloc. The Egyptian pound (EGP) and Nigerian naira (NGN) have both experienced significant devaluations in recent years following IMF-backed reform programs.

ZAR (South African Rand, South Africa; 1 USD = 16.206 ZAR); EGP (Egyptian Pound, Egypt; 1 USD = 50.214 EGP); NGN (Nigerian Naira, Nigeria; 1 USD = 1,360.58 NGN); KES (Kenyan Shilling, Kenya; 1 USD = 129.28 KES); GHS (Ghanaian Cedi, Ghana; 1 USD = 11.029 GHS); MAD (Moroccan Dirham, Morocco; 1 USD = 9.2810 MAD); TND (Tunisian Dinar, Tunisia; 1 USD = 2.9153 TND); XOF (W. African CFA Franc, West Africa; 1 USD = 566.20 XOF); MUR (Mauritian Rupee, Mauritius; 1 USD = 46.934 MUR); DZD (Algerian Dinar, Algeria; 1 USD = 132.81 DZD).

Today’s USD Exchange Rates — 73 Currencies

CURRENCY COUNTRY / REGION 1 USD = 1 UNIT = USD
Americas
🇺🇸 USD — US DollarUnited States1.0000 USD1.0000 USD
🇨🇦 CAD — Canadian DollarCanada1.3865 CAD0.7212 USD
🇲🇽 MXN — Mexican PesoMexico17.026 MXN0.0587 USD
🇧🇷 BRL — Brazilian RealBrazil5.2063 BRL0.1921 USD
🇦🇷 ARS — Argentine PesoArgentina1,488.70 ARS0.0007 USD
🇨🇱 CLP — Chilean PesoChile914.49 CLP0.0011 USD
🇨🇴 COP — Colombian PesoColombia3,137.91 COP0.0003 USD
🇵🇪 PEN — Peruvian SolPeru3.3640 PEN0.2973 USD
🇺🇾 UYU — Uruguayan PesoUruguay40.047 UYU0.0250 USD
🇩🇴 DOP — Dominican PesoDominican Republic58.444 DOP0.0171 USD
🇨🇷 CRC — Costa Rican ColónCosta Rica449.08 CRC0.0022 USD
🇹🇹 TTD — T&T DollarTrinidad & Tobago6.7520 TTD0.1481 USD
Europe
🇪🇺 EUR — EuroEurozone0.8631 EUR1.1586 USD
🇬🇧 GBP — British PoundUnited Kingdom0.7379 GBP1.3552 USD
🇨🇭 CHF — Swiss FrancSwitzerland0.8105 CHF1.2339 USD
🇸🇪 SEK — Swedish KronaSweden9.5033 SEK0.1052 USD
🇳🇴 NOK — Norwegian KroneNorway9.4183 NOK0.1062 USD
🇩🇰 DKK — Danish KroneDenmark6.4499 DKK0.1550 USD
🇵🇱 PLN — Polish ZlotyPoland3.7212 PLN0.2687 USD
🇨🇿 CZK — Czech KorunaCzech Republic20.881 CZK0.0479 USD
🇭🇺 HUF — Hungarian ForintHungary313.25 HUF0.0032 USD
🇷🇴 RON — Romanian LeuRomania4.5201 RON0.2212 USD
🇧🇬 BGN — Bulgarian LevBulgaria1.6882 BGN0.5923 USD
🇮🇸 ISK — Icelandic KrónaIceland122.66 ISK0.0082 USD
🇷🇸 RSD — Serbian DinarSerbia101.27 RSD0.0099 USD
🇺🇦 UAH — Ukrainian HryvniaUkraine44.707 UAH0.0224 USD
🇬🇪 GEL — Georgian LariGeorgia2.6124 GEL0.3828 USD
🇦🇲 AMD — Armenian DramArmenia365.59 AMD0.0027 USD
🇦🇿 AZN — Azerbaijani ManatAzerbaijan1.6999 AZN0.5883 USD
🇹🇷 TRY — Turkish LiraTurkey47.893 TRY0.0209 USD
🇦🇱 ALL — Albanian LekAlbania80.159 ALL0.0125 USD
Asia & Pacific
🇯🇵 JPY — Japanese YenJapan159.31 JPY0.0063 USD
🇨🇳 CNY — Chinese YuanChina6.7531 CNY0.1481 USD
🇭🇰 HKD — Hong Kong DollarHong Kong7.8451 HKD0.1275 USD
🇸🇬 SGD — Singapore DollarSingapore1.2770 SGD0.7831 USD
🇰🇷 KRW — South Korean WonSouth Korea1,414.42 KRW0.0007 USD
🇦🇺 AUD — Australian DollarAustralia1.4068 AUD0.7108 USD
🇳🇿 NZD — New Zealand DollarNew Zealand1.6926 NZD0.5908 USD
🇮🇳 INR — Indian RupeeIndia95.695 INR0.0104 USD
🇹🇭 THB — Thai BahtThailand33.025 THB0.0303 USD
🇵🇭 PHP — Philippine PesoPhilippines61.555 PHP0.0162 USD
🇮🇩 IDR — Indonesian RupiahIndonesia17,831 IDR0.0001 USD
🇲🇾 MYR — Malaysian RinggitMalaysia4.0629 MYR0.2461 USD
🇻🇳 VND — Vietnamese DongVietnam26,137 VND0.0000 USD
🇹🇼 TWD — Taiwan DollarTaiwan31.840 TWD0.0314 USD
🇵🇰 PKR — Pakistani RupeePakistan277.92 PKR0.0036 USD
🇧🇩 BDT — Bangladeshi TakaBangladesh122.68 BDT0.0082 USD
🇱🇰 LKR — Sri Lankan RupeeSri Lanka332.06 LKR0.0030 USD
🇳🇵 NPR — Nepalese RupeeNepal153.11 NPR0.0065 USD
🇰🇭 KHR — Cambodian RielCambodia4,040.55 KHR0.0002 USD
🇲🇲 MMK — Myanmar KyatMyanmar2,100.77 MMK0.0005 USD
🇲🇳 MNT — Mongolian TögrögMongolia3,626.41 MNT0.0003 USD
🇧🇳 BND — Brunei DollarBrunei1.2773 BND0.7829 USD
🇰🇿 KZT — Kazakhstani TengeKazakhstan461.84 KZT0.0022 USD
🇫🇯 FJD — Fijian DollarFiji2.2039 FJD0.4537 USD
Middle East
🇦🇪 AED — UAE DirhamUnited Arab Emirates3.6725 AED0.2723 USD
🇸🇦 SAR — Saudi RiyalSaudi Arabia3.7500 SAR0.2667 USD
🇶🇦 QAR — Qatari RiyalQatar3.6400 QAR0.2747 USD
🇰🇼 KWD — Kuwaiti DinarKuwait0.3085 KWD3.2420 USD
🇧🇭 BHD — Bahraini DinarBahrain0.3760 BHD2.6596 USD
🇴🇲 OMR — Omani RialOman0.3845 OMR2.6008 USD
🇯🇴 JOD — Jordanian DinarJordan0.7090 JOD1.4104 USD
🇮🇱 ILS — Israeli ShekelIsrael2.9642 ILS0.3374 USD
Africa
🇿🇦 ZAR — South African RandSouth Africa16.206 ZAR0.0617 USD
🇪🇬 EGP — Egyptian PoundEgypt50.214 EGP0.0199 USD
🇳🇬 NGN — Nigerian NairaNigeria1,360.58 NGN0.0007 USD
🇰🇪 KES — Kenyan ShillingKenya129.28 KES0.0077 USD
🇬🇭 GHS — Ghanaian CediGhana11.029 GHS0.0907 USD
🇲🇦 MAD — Moroccan DirhamMorocco9.2810 MAD0.1077 USD
🇹🇳 TND — Tunisian DinarTunisia2.9153 TND0.3430 USD
🌍 XOF — W. African CFA FrancWest Africa566.20 XOF0.0018 USD
🇲🇺 MUR — Mauritian RupeeMauritius46.934 MUR0.0213 USD
🇩🇿 DZD — Algerian DinarAlgeria132.81 DZD0.0075 USD

Source: ECB reference rates via open.er-api.com • Last updated: Aug 18, 2026 • Rates cached & refreshed hourly

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USD / EUR — Aug 18, 2026

Today 1 USD = 0.8631 EUR. 1 EUR = 1.1586 USD. The dollar/euro pair is the world’s most traded currency pair, accounting for ~24% of daily forex volume. Rates move on ECB and Federal Reserve interest rate decisions, eurozone inflation data, and US employment reports.

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USD / JPY — Aug 18, 2026

Today 1 USD = 159.31 JPY. 1 JPY = 0.0063 USD. The yen is heavily influenced by the Bank of Japan’s monetary policy and Japan’s role as a safe-haven currency. The USD/JPY pair is the second most traded in the world.

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USD / INR — Aug 18, 2026

Today 1 USD = 95.695 INR. 1 INR = 0.0104 USD. The Indian rupee is managed by the Reserve Bank of India. INR rates are impacted by oil prices (India is a major importer), FII flows, and RBI intervention in the forex market.

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Bid-Ask Spread Explained

Banks profit via the spread between buy and sell rates. Airport kiosks charge 5%–10% above mid-market. Online services like Wise and Revolut offer rates within 0.3%–0.7% of mid-market — far cheaper for international money transfers and travel spending.

⚠ Important Disclaimer — Reference Rates Only

  • Exchange rates shown are ECB mid-market reference rates sourced from open.er-api.com, published approximately once per day at 16:00 CET by the European Central Bank.
  • These rates are not real-time interbank rates and may differ by 0.1%–0.5% from rates shown on financial platforms such as Google Finance, Bloomberg, or Reuters at any given moment.
  • Do not use these rates for financial transactions. Banks, money transfer services, and brokers apply their own spreads (0.5%–8%) on top of mid-market rates. Always confirm the exact rate with your provider before sending money internationally.
  • Rates shown do not include any fees, commissions, or margins charged by payment providers, banks, or currency exchange desks.
  • Cryptocurrency, precious metals, and exotic currency pairs are not covered by this tool.
  • This tool is provided for informational and educational purposes only. True Value Calc is not a licensed financial services provider and does not offer financial advice.

Formula & Logic

Currency conversion is a single multiplication; the difficulty is that the rate you see quoted is almost never the rate you receive. The mid-market rate is the midpoint between what buyers and sellers are offering, and it is what appears in news and search results — but no retail provider trades at it. Banks and bureaux add a spread, typically 2–5% for consumer transfers and sometimes far more at airports, and they may add an explicit fee on top. Card networks apply their own rate plus a foreign transaction fee, and "dynamic currency conversion" — being offered the choice to pay in your home currency abroad — is almost always the worst available rate.

Converted = Amount × exchange rateEffective rate = Amount received ÷ Amount sentSpread % = ((mid-market − offered) ÷ mid-market) × 100Cross rate: A→C = (A→B) × (B→C)

where:

mid-market rate
the reference midpoint; not available to consumers
spread
the provider's margin, often the entire cost when "no fee" is advertised
cross rate
derived when two currencies are not directly quoted against each other

Assumptions: Rates move continuously during market hours and a quote is a snapshot. Always compare the total amount received rather than the advertised rate, since fee and spread structures differ.

Step-by-Step Example: Converting $2,000 at a 2.5% Spread

Compare a "no-fee" transfer at a marked-up rate against a fee-plus-mid-market alternative.

  • Amount$2,000 USD
  • Mid-market rate1 USD = 0.9200 EUR
  • Provider ANo fee, 2.5% spread
  • Provider B$8 fee, mid-market rate
  1. At the mid-market rate: $2,000 × 0.9200 = €1,840.00.
  2. Provider A's rate after a 2.5% spread: 0.9200 × 0.975 = 0.8970.
  3. Provider A delivers: $2,000 × 0.8970 = €1,794.00.
  4. The hidden cost: €1,840 − €1,794 = €46, despite "no fee".
  5. Provider B: ($2,000 − $8) × 0.9200 = €1,832.64.
  6. Provider B delivers €38.64 more, even though it is the one charging a fee.

ResultProvider B nets €1,832.64 versus A's €1,794 — €38.64 better

This is why "no fee" advertising is misleading in currency exchange: the margin simply moves into the rate, where it is harder to see. The only reliable comparison is the final amount received, which is why regulators increasingly require that figure to be disclosed upfront.

Frequently Asked Questions

As of May 2026, 1 US Dollar = approximately 0.918 Euro (mid-market rate). The dollar has remained relatively strong against the euro as the Federal Reserve has maintained higher interest rates compared to the European Central Bank's easing cycle. Always check live rates at XE.com or Google Finance before making transactions — rates fluctuate daily.
Ranked from best to worst rates: (1) Wise (TransferWise) — near mid-market rate plus low transparent fee. (2) Revolut / Monzo — free at mid-market rate up to monthly limits. (3) Your bank's online transfer service. (4) ATMs abroad using your debit card (avoid "dynamic currency conversion" — always charge in local currency). (5) Credit cards with no foreign transaction fees. Worst: airport kiosks (5%–10% markup) and hotel desks.
The rates shown here are mid-market rates — the midpoint between buy and sell prices. Banks, brokers, and exchange services add a spread (markup) on top of this rate to make their profit. Typical markups: Major banks 1%–3%. Online transfer services 0.3%–1%. Airport kiosks 5%–10%. On a $10,000 transfer, a 2% markup = $200 in hidden fees. Always compare the actual amount received, not just the headline rate.
By nominal value per unit, the Kuwaiti Dinar (KWD) is the world's highest-valued currency at approximately 3.26 USD. Bahraini Dinar (BHD) = ~2.65 USD. Omani Rial (OMR) = ~2.60 USD. British Pound (GBP) ≈ 1.27 USD. Euro (EUR) ≈ 1.09 USD. Note: currency "strength" by face value doesn't reflect economic strength — it mainly reflects historical denomination choices. Economic strength is better measured by purchasing power parity (PPP).

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✔ Reviewed by the True Value Calc editorial team📅 Last updated June 2026📚 Sources: European Central Bank & Federal Reserve reference rates📑 How we build & check these