This Privacy Policy describes how True Value Calc ("True Value Calc," "we," "us," or "our") collects, uses, discloses, and protects information when you visit or use truevaluecalc.com (the "Site") and any of the 52 free online calculators, tools, content, or services made available through the Site (collectively, the "Services"). By accessing or using the Services, you acknowledge that you have read and understood this Privacy Policy.
1. Information We Do Not Collect From Calculator Inputs
True Value Calc is engineered to be a privacy-first calculator platform. All calculator computations — including mortgage payments, loan amortization, federal income tax estimates, 401(k) and IRA projections, BMI, calorie and macro figures, and every other tool offered on the Site — are executed entirely within your web browser using client-side JavaScript. Values you enter into any calculator are not transmitted to, logged on, or stored on our servers or any third-party server controlled by us.
2. Information Automatically Collected
When you visit the Services, our hosting provider and analytics tools may automatically collect limited, non-identifying technical information, including: Internet Protocol (IP) address (truncated where feasible), browser type and version, operating system, device category, referring URL, pages viewed, time spent on page, and approximate geographic region (typically country and US state). This information is used solely to operate, secure, measure, and improve the Services.
3. Cookies and Similar Technologies
True Value Calc uses a limited set of first-party and third-party cookies, web beacons, local storage, and similar technologies for the following purposes: (a) strictly necessary — to enable core Site functionality; (b) analytics — to measure aggregate usage and improve content (for example, Google Analytics); and (c) advertising — to enable Google AdSense to serve relevant ads. You may disable or delete cookies in your browser settings at any time without affecting calculator functionality.
4. Advertising and Third-Party Services
The Services are supported by advertising provided by Google AdSense and may incorporate analytics from Google Analytics, content delivery and security services from Cloudflare (or similar providers), and embedded scripts from other reputable third parties. These third parties may use cookies and similar identifiers, including the DoubleClick DART cookie, to serve interest-based ads based on your visits to the Site and other websites on the internet. You may opt out of personalized advertising at Google Ad Settings or aboutads.info.
5. Legal Bases for Processing (EU/UK Visitors)
If you access the Services from the European Economic Area, United Kingdom, or Switzerland, we process the limited information described in Section 2 on the legal basis of (i) our legitimate interest in operating, securing, and improving the Services, and (ii) your consent where required for non-essential cookies. You may withdraw consent at any time.
6. Your California Privacy Rights (CCPA / CPRA)
If you are a California resident, the California Consumer Privacy Act of 2018 and the California Privacy Rights Act of 2020 grant you the right to know what personal information is collected, used, shared, or sold; the right to delete personal information; the right to correct inaccurate personal information; the right to opt out of the sale or sharing of personal information; and the right not to be discriminated against for exercising these rights. True Value Calc does not sell or share personal information for monetary consideration. To submit a verifiable consumer request, contact us via the contact page.
7. Children's Privacy (COPPA)
The Services are not directed to children under the age of 13. Consistent with the Children's Online Privacy Protection Act, we do not knowingly collect personal information from children under 13. If you believe a child has provided personal information through the Services, please contact us and we will take reasonable steps to delete it.
8. Data Retention
Anonymous server logs and analytics data are retained only as long as necessary for the purposes described in this Privacy Policy or as required by applicable law, after which they are deleted or aggregated.
9. Data Security
The Site is delivered over HTTPS with TLS encryption. Because calculator inputs are not transmitted to our servers, the risk of unauthorized disclosure of your calculation data is minimized by design. No method of internet transmission or electronic storage is, however, 100% secure, and absolute security cannot be guaranteed.
10. International Data Transfers
True Value Calc is operated from the United States. If you access the Services from outside the US, any limited technical information described herein may be processed in the United States or other jurisdictions whose data protection laws may differ from those in your country.
11. Changes to This Privacy Policy
We may revise this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. The "Last Updated" date above will reflect the most recent revision. Material changes will be highlighted on the Site where reasonably practicable.
12. Contact
For any questions, requests, or concerns regarding this Privacy Policy or our privacy practices, please reach us through the True Value Calc contact page.