Financial Calculators

All 36 free financial calculators — mortgage, loans, taxes, retirement & investing. No sign-up required.

Mortgage Calculator

Monthly payment, PITI, amortization schedule for any US home loan.

Salary Calculator

Take-home pay after federal taxes, FICA & 401(k) deductions.

Income Tax Calculator

2025 federal tax owed, effective rate & bracket breakdown for any income.

Retirement / 401(k)

Project your retirement balance with employer matching & inflation.

Compound Interest

See how investments grow over time with monthly contributions.

InvestingSavings

Loan Calculator

Monthly payments for personal, auto, and student loans.

PersonalStudent

Auto Loan Calculator

Car payment with trade-in, sales tax & true cost of ownership.

Car LoanTrade-In

Rent vs Buy Calculator

Break-even point, true 10-year cost & opportunity cost comparison.

Break-EvenHousing

Investment Calculator

Project investment growth with monthly contributions, inflation, and tax adjustments.

InvestingGrowth

HELOC Calculator

Draw period & repayment payments, payment shock & amortization schedule.

Home EquityHELOC

Mortgage Recast

Lower your monthly payment with a lump-sum paydown — no refinancing needed.

FIRE Calculator

Your Financial Independence number, years to FIRE & projected retire date.

Coast FIRE Calculator

Find the amount to invest now so compounding covers your retirement goal.

Return on investment, annualized CAGR & profit/loss for any investment.

Sales Tax Calculator

Add sales tax or find pre-tax price. Rates for all 50 US states.

Sales TaxReverse

Currency Converter

Convert between 28 major world currencies — USD, EUR, GBP, JPY & more.

Take-Home Paycheck

Exact take-home pay per paycheck after taxes & deductions.

401K Calculator

Project your 401(k) balance with employer matching and inflation adjustment.

Gross Margin Calculator

Calculate gross profit margin, markup, and cost ratio for any product or service.

Amortization Calculator

Full amortization schedule with year-by-year breakdown and extra payment savings.

House Affordability

Find your maximum home price based on income, debts, and down payment.

Home Equity Loan

Calculate payments and available equity for a fixed home equity loan.

Refinance Calculator

Find your break-even point and total savings from refinancing your mortgage.

Rental Property

Analyze cash flow, cap rate, and cash-on-cash return for any rental property.

Cap RateCash Flow

Auto Lease Calculator

Calculate monthly lease payment using money factor, residual value, and fees.

Debt Payoff Calculator

See exactly when you'll be debt-free and how much interest you'll save.

Debt Consolidation

Compare keeping separate debts vs consolidating into one lower-rate loan.

ConsolidateSavings

Student Loan Calculator

Compare repayment plans and calculate payoff date for student loans.

Student LoanIDR

Personal Loan Calculator

Monthly payment, total interest, and APR including origination fees.

Credit Card Calculator

Find out how long to pay off your credit card and how much interest you'll pay.

Credit CardInterest

Debt-to-Income Ratio

Calculate your DTI ratio and see if you qualify for a mortgage or loan.

Roth IRA Calculator

Project tax-free Roth IRA growth and compare to traditional IRA tax savings.

Roth IRATax-Free

Compare Traditional vs Roth IRA growth and lifetime tax impact.

Calculate CD interest earnings and compare rates across different term lengths.

Inflation Calculator

Adjust dollar amounts for inflation and see how purchasing power changes over time.

Future Value Calculator

Calculate the future value of any investment with compounding and contributions.