Calculate your annual Zakat — 2.5% of your net zakatable wealth above the nisab threshold. Add cash, gold and silver, investments, and receivables, subtract debts, and see exactly how much is due.
2.5% of net zakatable wealth
Zakat is one of the five pillars of Islam — an obligatory annual charity of 2.5% of your net zakatable wealth, paid by Muslims whose wealth exceeds the nisab threshold and has been held for one lunar year (hawl). Zakatable wealth includes cash and bank savings, the value of gold and silver, investments and business assets, and money owed to you. Personal-use items like your home, car, and clothing are generally excluded. You subtract immediate debts and liabilities to arrive at net wealth.
The nisab is the minimum threshold above which Zakat becomes due, traditionally set as the value of 87.48 grams of gold or 612.36 grams of silver — so it changes with metal prices. If your net zakatable wealth is at or above the nisab, you owe 2.5% of the total; if below, no Zakat is due that year. Update the nisab field with the current local value of gold or silver for an accurate result, and consult a qualified scholar for complex situations.
Zakat is 2.5% of net zakatable wealth held for one lunar year, once you're above the nisab.
The value of 87.48g of gold or 612.36g of silver. Below it, no Zakat is due. It moves with metal prices.
Cash, gold/silver, investments, business stock, and receivables — minus debts. Home, car, and personal items are excluded.