1. General Information Only
The information, calculators, converters, charts, schedules, projections, and other outputs made available through truevaluecalc.com (the “Site”) are provided for general informational and educational purposes only. All results are estimates generated from the inputs you provide and from generalized formulas and assumptions. Nothing on the Site is intended to be, and nothing on the Site should be construed as, a substitute for professional advice tailored to your individual circumstances.
2. No Financial, Tax, or Investment Advice
Our financial, tax, lending, and investment tools — including but not limited to the mortgage, refinance, HELOC, home equity, auto loan, auto lease, personal loan, student loan, credit card, debt payoff, debt-to-income, salary, take-home paycheck, income tax, sales tax, capital gains, 401(k), IRA, Roth IRA, CD, inflation, compound interest, investment, CAGR, ROI, FIRE, future value, rental property, and currency tools — do not constitute financial, investment, tax, accounting, mortgage lending, or insurance advice, and do not represent an offer to lend, an offer of securities, or a tax opinion. Interest rates, fees, eligibility, returns, and tax obligations vary by lender, provider, jurisdiction, and personal situation and change over time. Always consult a licensed financial advisor, tax professional, accountant, or lender before making any financial decision.
3. No Medical or Health Advice
Our health and wellness tools — including but not limited to the BMI, calorie, TDEE, body fat, ideal weight, macronutrient, water intake, pregnancy, ovulation, and related calculators — are not medical devices and do not provide medical diagnosis, treatment, or advice. They must not be used as a substitute for the guidance of a qualified physician, dietitian, or other licensed healthcare professional. Always seek the advice of a licensed healthcare provider before making decisions that affect your health, nutrition, exercise, or pregnancy.
4. No Legal or Professional Advice
Any tool touching on trademarks, business costs, remediation, or similar matters is provided for general reference only and does not constitute legal, regulatory, engineering, or other professional advice. Consult a qualified professional in the relevant field before acting.
5. Accuracy and Currency of Information
True Value Calc endeavors to keep its calculators aligned with current United States data — such as IRS tax brackets and contribution limits, FHFA conforming loan limits, Freddie Mac mortgage-rate averages, Bureau of Labor Statistics inflation figures, and recognized clinical formulas. However, we make no warranty or representation that any figure, rate, limit, formula, or result is current, accurate, complete, or error-free at any given moment. You are responsible for independently verifying any number before relying on it.
6. No Warranty; Use at Your Own Risk
The Site and all Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied. You use the Site and rely on its results entirely at your own risk. To the fullest extent permitted by law, True Value Calc disclaims all liability for any loss or damage — including financial loss, lost profits, or adverse health or legal outcomes — arising out of or in connection with your use of, or reliance on, the Site or any of its results. This section is subject to, and further described in, our Terms of Use.
7. Third-Party Advertising and Links
The Site displays advertisements served by Google AdSense and may contain links to third-party websites and resources. True Value Calc does not control and is not responsible for the content, products, services, accuracy, or privacy practices of any advertiser or third-party site. The appearance of any advertisement or link does not constitute an endorsement. Please review our Privacy Policy for details on how advertising cookies and data are handled.
8. External Results May Differ
Because our tools rely on the assumptions and inputs described on each page, your actual results — as determined by a lender, tax authority, medical professional, or other third party — may differ, sometimes significantly, from the estimates shown here.
9. Changes to This Disclaimer
We may update this Disclaimer from time to time. Any changes will be posted on this page with a revised “Last Updated” date, and your continued use of the Site constitutes acceptance of the updated Disclaimer.
10. Contact
If you have any questions about this Disclaimer, please reach us through the True Value Calc contact page.