Investment Projections

Instant answers to "what could my money grow to?" — pick a lump sum or a monthly contribution and a time horizon to see the projected future value at a 7% return, with charts, scenarios and the formula.

Lump-sum investments

$1,000 · 5 yrs$1,000 · 10 yrs$1,000 · 20 yrs$1,000 · 30 yrs$5,000 · 5 yrs$5,000 · 10 yrs$5,000 · 20 yrs$5,000 · 30 yrs$10,000 · 5 yrs$10,000 · 10 yrs$10,000 · 20 yrs$10,000 · 30 yrs$25,000 · 5 yrs$25,000 · 10 yrs$25,000 · 20 yrs$25,000 · 30 yrs$50,000 · 5 yrs$50,000 · 10 yrs$50,000 · 20 yrs$50,000 · 30 yrs$100,000 · 5 yrs$100,000 · 10 yrs$100,000 · 20 yrs$100,000 · 30 yrs$250,000 · 5 yrs$250,000 · 10 yrs$250,000 · 20 yrs$250,000 · 30 yrs$500,000 · 5 yrs$500,000 · 10 yrs$500,000 · 20 yrs$500,000 · 30 yrs$1,000,000 · 5 yrs$1,000,000 · 10 yrs$1,000,000 · 20 yrs$1,000,000 · 30 yrs

Monthly contributions

$100/mo · 10 yrs$100/mo · 20 yrs$100/mo · 30 yrs$100/mo · 40 yrs$200/mo · 10 yrs$200/mo · 20 yrs$200/mo · 30 yrs$200/mo · 40 yrs$300/mo · 10 yrs$300/mo · 20 yrs$300/mo · 30 yrs$300/mo · 40 yrs$500/mo · 10 yrs$500/mo · 20 yrs$500/mo · 30 yrs$500/mo · 40 yrs$1,000/mo · 10 yrs$1,000/mo · 20 yrs$1,000/mo · 30 yrs$1,000/mo · 40 yrs$1,500/mo · 10 yrs$1,500/mo · 20 yrs$1,500/mo · 30 yrs$1,500/mo · 40 yrs$2,000/mo · 10 yrs$2,000/mo · 20 yrs$2,000/mo · 30 yrs$2,000/mo · 40 yrs
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How investment projections work

These projections use standard future-value math. A lump sum grows by FV = P × (1 + r)n, while regular monthly contributions grow by the annuity formula FV = PMT × [((1 + i)n − 1) ÷ i]. We default to a 7% annual return — close to the long-run historical average of a diversified stock portfolio — and also show 5% and 10% scenarios on each page so you can see a conservative and an optimistic outcome. Real returns vary year to year and are reduced by taxes and fees, so treat every figure as a planning illustration rather than a guarantee. For a fully custom projection with your own rate, contributions and inflation adjustment, use the investment calculator or the compound interest calculator.