No Wyoming income tax is withheld from any paycheck in the state, so what a salary really costs you here is settled by housing rather than payroll: $3,680 a year to carry a median $360,000 home, the 2nd cheapest of the 9 states in the same position. A $75,000 salary clears $57,639 once federal tax, FICA and a 6% 401(k) come out.
Federal tax, FICA, Wyoming state tax & 401(k) — prefilled for Wyoming
📈 Live: US inflation is currently 3.4% (CPI, August 2026) — rising prices erode the buying power of your take-home pay, so weigh it when comparing salaries or job offers across states.
A $75,000 salary keeps $57,639 in Wyoming against $54,900 in California — a $2,738 gap opened entirely by an income tax Wyoming never charges.
Wyoming $57,639 vs California $54,900
Wyoming: take-home, federal, state & FICA
Calculation parameters: Single filer, standard federal deduction ($16,100), zero additional withholdings, $75,000 annual salary, 24 pay periods. Derived from parameters established by the Wyoming Department of Revenue and federal guidelines.
The state of Wyoming is constitutionally prohibited from levying a personal state income tax on wage earners. The Wyoming Department of Revenue collects zero income tax from W-2 employees, meaning workers keep 100% of their gross pay after federal obligations (IRS and FICA) are accounted for.
Because of this, Wyoming employees do not file a state withholding certificate; the federal Form W-4 dictates the entirety of income tax withholding. Furthermore, Wyoming lacks municipal income taxes and occupational head taxes in major economic hubs like Cheyenne, Casper, or Laramie.
Wyoming operates under a streamlined business environment that prevents local governments from creating fragmented payroll burdens. Cities and counties are barred from enacting local ordinances that mandate employee-funded paid sick leave or municipal family leave contributions.
The state itself maintains no statewide Paid Family and Medical Leave (PFML) program or State Disability Insurance (SDI) tax. Workers who require extended medical leave rely entirely on federal unpaid protections under the FMLA (for eligible employers) or private short-term disability policies.
Wyoming levies no income tax on wages, so the bracket table every other state needs simply does not exist here — nothing to withhold, no bands to cross and no state return on your salary. Federal income tax, Social Security and Medicare still apply. A salary in Cheyenne is treated exactly as one in Casper, because Wyoming adds no local wage tax on top of the missing state one.
Where Wyoming does collect is on property: an effective rate of 0.55%, which is well below the national average, leaving the state more dependent on sales, excise and severance revenue than on either income or property tax.
Annual take-home at six salary points for a single filer deferring 6% into a 401(k). The WY state-tax column reads $0 on every row; the final column nets off the $3,680 a year it costs to carry a median Wyoming home.
| Gross salary | Federal tax | WY state tax | FICA | Take-home /yr | Take-home /mo | After WY housing carry /mo |
|---|---|---|---|---|---|---|
| $40,000 | $2,474 | — | $3,060 | $32,067 | $2,672 | $2,366 |
| $60,000 | $4,730 | — | $4,590 | $47,081 | $3,923 | $3,617 |
| $80,000 | $8,158 | — | $6,120 | $60,922 | $5,077 | $4,770 |
| $100,000 | $12,294 | — | $7,650 | $74,056 | $6,171 | $5,865 |
| $150,000 | $23,087 | — | $11,475 | $106,438 | $8,870 | $8,563 |
| $200,000 | $34,367 | — | $14,339 | $139,294 | $11,608 | $11,301 |
The final column subtracts Wyoming's average property tax and homeowners insurance ($3,680 a year, or $307 a month) from monthly take-home pay, so the no-income-tax comparison reflects owning rather than renting.
| Metric | Wyoming | No-tax state (TX) |
|---|---|---|
| State income tax (per year) | $0 | $0 |
| Federal income tax | $7,124 | $7,124 |
| Social Security + Medicare | $5,738 | $5,738 |
| Annual take-home pay | $57,639 | $57,639 |
| Effective total tax rate | 17.1% | 17.1% |
Wyoming withholds nothing on wages, so the middle column above is the whole story for a paycheck. The figure that does vary between the 9 no-tax states sits below it: $3,680 a year to carry a median $360,000 home, 2nd cheapest of 9.
Skipping state income tax does not make Wyoming a tax-free state; it shifts the burden. Wyoming's effective property-tax rate is 0.55%, which on the state's median home value of $360,000 works out to about $1,980 a year. Homeowners insurance averages roughly $1,700. Together that is $3,680 per year to carry a typical home — the second-lowest of the nine states with no wage income tax, roughly $2,413 below the nine-state average of $6,093.
| Annual cost on a median home | Wyoming | Average of the nine |
|---|---|---|
| Property tax (0.55% of $360,000) | $1,980 | $3,804 |
| Homeowners insurance | $1,700 | $2,289 |
| Total annual carrying cost | $3,680 | $6,093 |
Wyoming has no state income tax and low property taxes, supported by energy-sector revenue.
For a like-for-like comparison, add the income tax back on the other side. A $75,000 earner in California pays $2,738 in state income tax on top of housing, reaching $9,812 a year against $3,680 in Wyoming — a gap of $6,132. It moves with home values as much as with tax policy: the two medians differ by $425,000. Renters skip the property-tax side almost entirely, which is where the no-income-tax advantage is largest.
County rates around the 0.55% state average, and premiums around the $1,700 shown, both vary widely; sales and excise taxes are not counted here.
Take-home pay is gross salary minus five separate withholdings, each with its own rule and its own base. Two are federal and fixed nationwide, two are FICA payroll taxes with their own ceilings, and one is set by Wyoming. Wyoming levies no state income tax, so that line in the breakdown below is exactly $0 and every deduction shown is federal. Against a state charging a typical effective rate, that is roughly $4,050 a year kept on a $90,000 salary. The revenue is raised elsewhere, and in Wyoming the offset is visible in housing: the effective property-tax rate is 0.55%, which on the state median home of $360,000 is $1,980 a year, and homeowners insurance averages a further $1,700. Even after the property-tax bill, a homeowner at this income is still ahead by roughly $2,070 a year, so in Wyoming the no-income-tax advantage survives contact with the housing cost. Sales tax, which falls on spending rather than earnings, is the other half of the ledger and does not appear on a pay stub at all. Note also that the 401(k) contribution comes out before federal income tax is computed but not before Social Security and Medicare — a detail that trips up most hand calculations.
Take-home = Gross − 401(k) − Federal income tax − Social Security − Medicare − State taxFederal = brackets applied to (gross − 401(k) − $15,000 standard deduction)State income tax = $0 (Wyoming levies no income tax)where:
Assumptions: Single filer, standard deduction, 6% traditional 401(k), no other pre-tax benefits, credits or local income tax. Health premiums, HSA contributions and city taxes (where they exist) would each change the result. 2026 federal figures.
ReferenceSSA: FICA and SECA tax rates
Rather than a round number, this example uses the salary Wyoming's own housing costs imply: a median-priced $360,000 home carries a $2,108 monthly payment, and the 28% front-end ratio lenders underwrite to puts that within reach at about $90,000 a year. Here is where that salary actually goes for a single filer contributing 6% to a traditional 401(k).
Result$67,489 a year — $5,624 a month, $2,596 per biweekly cheque
Total tax burden is $17,111, an effective 19% of gross — of which Wyoming takes 0%. The $5,400 401(k) deferral is not a tax; it is still your money.
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