Enter your annual income to see how you rank against US households — and what percent of America you out-earn. 💰
US income percentile
"Rich" is relative — it depends on where you stand versus everyone else. This calculator estimates your income percentile using the approximate distribution of US incomes: the median household income is roughly $80,000, the top 20% starts around $150,000, the top 10% near $200,000, and the top 1% begins around $650,000+ in household terms. Individual income runs lower, with a median near $45,000.
Your percentile tells you what share of households earn less than you. Earning more than 90% of Americans puts you firmly in the upper class; above 99% is the famous "1%." Remember that cost of living varies hugely by city and state, so a high income goes much further in some places than others.
Whether an income or net worth counts as "rich" is a question about position in a distribution, which makes percentile the only meaningful answer. Both income and wealth are heavily right-skewed, so the mean sits far above the median and comparing against "average" misleads almost everyone. Two further adjustments matter: geography, since the same income buys very different lives in different metros, and age, since wealth accumulates over a working life and a 30-year-old should not be compared against a 60-year-old. Position also says nothing about security, which depends on liabilities and stability rather than level.
Percentile = share of households below your valueCompare against MEDIAN, not mean — the mean is pulled up by extreme valuesAdjust for cost of living: income ÷ local index × 100Compare within your age band for net worthwhere:
Assumptions: Percentiles come from survey data with a lag and under-sample the very wealthy. National percentiles can be misleading for anyone in an unusually expensive or cheap area.
Place an income nationally, then adjust it for where it is actually earned.
Result92nd percentile nationally — closer to the 65th after adjusting for San Francisco
The 27-percentile swing from one adjustment is why national income comparisons generate so much disagreement: both figures are correct, and they measure different things. Net worth is generally the better indicator of security, because income can stop.