Am I Rich? — US Income Percentile Calculator

Enter your annual income to see how you rank against US households — and what percent of America you out-earn. 💰

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Am I Rich?

US income percentile

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Enter your income to see your US percentile

How to Use the "Am I Rich?" Calculator

  1. Enter your annual income before taxes.
  2. Choose household or individual to match how you want to compare.
  3. See your percentile — the share of Americans you out-earn — and your income tier.

What Counts as "Rich" in America?

"Rich" is relative — it depends on where you stand versus everyone else. This calculator estimates your income percentile using the approximate distribution of US incomes: the median household income is roughly $80,000, the top 20% starts around $150,000, the top 10% near $200,000, and the top 1% begins around $650,000+ in household terms. Individual income runs lower, with a median near $45,000.

Your percentile tells you what share of households earn less than you. Earning more than 90% of Americans puts you firmly in the upper class; above 99% is the famous "1%." Remember that cost of living varies hugely by city and state, so a high income goes much further in some places than others.

Income Percentile FAQ

Roughly $650,000+ in household income nationally, though the threshold is far higher in wealthy states and far lower in others.
About $80,000 per year — meaning half of US households earn less and half earn more.
It's a close estimate based on the typical US income distribution. Real percentiles shift slightly each year and vary by state — treat it as a fun, useful ballpark.

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✔ Reviewed by the True Value Calc editorial team🗓 Last updated June 2026📚 Sources: Peer-reviewed formulas & official U.S. government data