Commission Calculator

Calculate sales commission from a sale amount and commission rate, add an optional base salary, and see total earnings and your effective rate. Free, instant, fully validated.

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Commission Calculator

Commission = Sale × Rate

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Commission Earned
Total Earnings
Effective Rate on Sale
Base vs Commission

How Sales Commission Is Calculated

The core commission formula is simple: Commission = Sale Amount × Commission Rate. A $50,000 sale at a 5% commission rate earns $2,500. Many sales roles combine a fixed base salary with commission, so total earnings = base + commission. This calculator lets you add an optional base and shows both your commission and your effective payout rate on the sale.

Commission structures vary widely: straight commission (no base, higher rate), base-plus-commission (lower rate, steady income), and tiered plans where the rate rises after you hit a quota. Whatever the structure, the per-sale math always starts here — multiply the sale value by the applicable rate. Use this tool to check a paycheck, compare job offers, or estimate earnings before closing a deal.

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Straight Commission

No base salary — you earn only on sales, usually at a higher rate (often 7–20%). Higher risk, higher ceiling.

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Base + Commission

A guaranteed salary plus a smaller commission rate (often 2–5%). Steadier income with upside on performance.

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Tiered Plans

The rate increases once you pass a quota — e.g., 4% up to $100k, 6% above. Run each tier separately and add the results.

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Effective Rate

Total earnings ÷ sale amount shows what you actually keep per dollar sold — useful when comparing base-plus plans against straight commission.

Formula & Logic

Commission structures range from a flat percentage to tiered schemes that pay accelerating rates above quota, and the tiered form is where the arithmetic goes wrong. A tiered plan is marginal in exactly the way income tax is: the higher rate applies only to sales above the threshold, not retroactively to everything. Plans also differ on the base — gross revenue rewards volume while gross margin rewards profitability, and a rep paid on revenue has every incentive to discount. Draws against commission complicate matters further, since a recoverable draw is a loan repaid from future earnings rather than guaranteed pay.

Flat: Commission = Sales × rateTiered: Commission = Σ (sales within each tier × that tier's rate)On margin: Commission = (Revenue − COGS) × rateTake-home = Base + Commission − Draw repayment

where:

base
guaranteed salary, if any
tier
a sales band with its own rate; rates usually rise above quota
draw
advance against future commission — recoverable unless stated otherwise

Assumptions: Assumes commission is earned on booking. Many plans pay only on collection, and clawback provisions reverse commission on cancelled or refunded deals.

Step-by-Step Example: A Tiered Plan on $340,000 of Sales

A rep with a $45,000 base on a three-tier plan closes $340,000 in the quarter.

  • Quarterly sales$340,000
  • Base salary$45,000/yr
  • Tier 13% to $150,000
  • Tier 25% to $300,000
  • Tier 38% above
  1. Tier 1: $150,000 × 3% = $4,500.
  2. Tier 2: ($300,000 − $150,000) = $150,000 × 5% = $7,500.
  3. Tier 3: ($340,000 − $300,000) = $40,000 × 8% = $3,200.
  4. Total commission: $4,500 + $7,500 + $3,200 = $15,200.
  5. Quarterly earnings: $11,250 base + $15,200 = $26,450.
  6. Note the marginal incentive: the next $10,000 of sales pays $800, versus $300 in tier 1.

Result$15,200 commission — an effective 4.47% blended rate

The common error is applying 8% to the whole $340,000, which would give $27,200 — nearly double. The blended rate of 4.47% is what actually landed, and it is the figure to use when forecasting commission cost as a percentage of revenue.

Commission Calculator FAQ

Multiply the sale amount by the commission rate (as a decimal). A $20,000 sale at 6% = 20,000 × 0.06 = $1,200. If you also receive a base salary, add it to the commission for total earnings. This calculator does both and shows your effective rate on the sale.
It varies by industry: retail 2–5%, real estate 5–6% (often split between agents), SaaS/tech sales 8–15% of deal value, and insurance 5–15% or more. Straight-commission roles pay higher rates than base-plus-commission roles. Enter your specific rate to see exact earnings.
Tiered plans pay a higher rate once you exceed a threshold. For example, 4% on the first $100,000 and 6% on sales above it. To calculate, run each tier separately in this tool (e.g., $100,000 × 4% then the excess × 6%) and add the commissions together.
Commission is taxable income. Employers often withhold it at a flat supplemental rate (22% federal for amounts up to $1 million), but your actual tax depends on your total annual income and bracket. This calculator shows gross commission before taxes — use the Income Tax or Take-Home Paycheck calculator to estimate the after-tax amount.

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✔ Written & reviewed by Dr Sam — 20+ yrs in management & research leadership📅 Last updated June 2026📑 How we build & check these