Net Worth Percentile Calculator by Age — How Do You Compare?

See where your net worth ranks among US households your age — your percentile and how you stack up against the median, based on Federal Reserve data. ✓ Fed SCF data

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Net Worth Percentile

Rank vs your age group

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Enter your age & net worth to see your rank

How the Net Worth Percentile Calculator Works

  1. Enter your age and your total net worth (assets minus debts).
  2. We compare you to US households in your age band using Federal Reserve survey data.
  3. See your percentile and how you compare to the median for your age.

What Net Worth Percentile Are You In?

Net worth — everything you own minus everything you owe — varies enormously by age, since wealth builds over a lifetime. The Federal Reserve's Survey of Consumer Finances shows median household net worth rising from about $39,000 under 35 to roughly $135,000 at 35–44, $247,000 at 45–54, and $364,000 at 55–64. Comparing yourself to your own age group is far more meaningful than an overall average.

This calculator estimates your percentile by interpolating between the 10th, 25th, 50th, 75th and 90th percentiles for your age band. Figures are approximate and based on recent SCF data — your real ranking depends on the survey year and how you value assets. For motivation and context, not financial advice.

Net Worth Percentile FAQ

Beating the median for your age group puts you in the top half. US medians are roughly $39k under 35, $135k at 35–44, $247k at 45–54, and $364k at 55–64. Reaching the 75th–90th percentile signals strong wealth-building.
All assets — cash, savings, investments, retirement accounts, home and car value — minus all debts: mortgage, student loans, credit cards and other balances.
Wealth accumulates over decades, so a 30-year-old and a 60-year-old shouldn't be compared directly. Ranking within your age group shows whether you're ahead of peers at the same life stage.

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✔ Reviewed by the True Value Calc editorial team🗓 Last updated June 2026📚 Sources: Peer-reviewed formulas & official U.S. government data