Depreciation Calculator

Calculate asset depreciation using Straight-Line, Declining Balance, or Sum-of-Years-Digits methods. Get the annual depreciation, a full year-by-year schedule, and book value over time.

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Depreciation Calculator

Straight-Line • Declining Balance • SYD

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First-Year Depreciation
Depreciable Base
Total Depreciation

Depreciation Schedule

YearDepreciationAccumulatedBook Value

How Depreciation Works

Depreciation spreads the cost of a long-lived asset over its useful life rather than expensing it all at once. The depreciable base is the asset cost minus its salvage value (what it's worth at end of life). Three common methods divide that base differently: Straight-Line expenses an equal amount each year; Declining Balance (double-declining, 200%) front-loads depreciation by applying a fixed rate to the shrinking book value; and Sum-of-Years-Digits is another accelerated method that weights early years more heavily.

For a $50,000 asset with a $5,000 salvage value over 5 years, straight-line depreciation is ($50,000 − $5,000) ÷ 5 = $9,000 per year. Accelerated methods like DDB write off more in the early years and less later, which can be advantageous for taxes. Book value — the asset's remaining value on the books — never drops below the salvage value under any method.

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Straight-Line

(Cost − Salvage) ÷ Life. The same amount every year. Simplest and most common for financial reporting.

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Declining Balance

Rate = 2 ÷ Life applied to book value each year. Front-loads depreciation; book value never falls below salvage.

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Sum-of-Years-Digits

Weights early years using the fraction (remaining life ÷ sum of years). Another accelerated approach.

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Book Value

Cost minus accumulated depreciation. It declines over the asset's life and stops at the salvage value.

Depreciation FAQ

Annual depreciation = (Cost − Salvage Value) ÷ Useful Life. For a $50,000 asset with $5,000 salvage over 5 years, that's $9,000 per year. It's the simplest method and produces an equal expense every year of the asset's life.
Double declining balance (200% DDB) is an accelerated method that applies a rate of 2 ÷ useful life to the asset's remaining book value each year. It depreciates more in early years and less later. The expense is capped so book value never drops below the salvage value.
Accelerated methods (declining balance, sum-of-years-digits) deduct more depreciation in the early years, which can reduce taxable income sooner and better match the higher productivity or faster value loss of new equipment. Straight-line is simpler and often preferred for financial-statement consistency.
Not exactly. This calculator uses classic book-depreciation methods (straight-line, declining balance, sum-of-years-digits). The IRS uses MACRS with specific recovery periods and conventions for US tax filing. Use this tool for financial analysis and estimates; consult a tax professional or IRS Publication 946 for official MACRS schedules.

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✔ Reviewed by the True Value Calc editorial team🗓 Last updated June 2026📚 Sources: Peer-reviewed formulas & official U.S. government data