Your app shows gross earnings — but after gas, mileage, expenses and self-employment tax, what do you really make per hour? Find out. ✓ 2026 mileage rate
Real take-home per hour
Rideshare and delivery apps advertise gross earnings, but your car does a lot of unpaid work. This calculator subtracts the real costs: the IRS standard mileage rate (about 70¢/mile) — which covers gas, maintenance, insurance and depreciation — plus your other expenses and a self-employment tax set-aside (15.3% of net profit). What's left, divided by hours, is your true hourly wage.
Drivers are often surprised: a $900 week over 40 hours looks like $22.50/hr, but after 500 miles of driving and SE tax it can fall well below $15. Tracking your miles is also valuable at tax time — the mileage deduction usually beats deducting actual costs. Estimate only; not tax advice.