Hourly to Salary Calculator

Convert an hourly wage into an annual salary — or a salary back to an hourly rate. See your pay as annual, monthly, bi-weekly, weekly, and hourly, based on your hours per week and weeks per year.

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Hourly ↔ Salary

Wage converter

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Annual Salary
Monthly
Bi-Weekly
Weekly
Hourly

Converting Between Hourly and Salary Pay

To turn an hourly wage into an annual salary, multiply by the hours you work per week and the weeks you work per year: Annual = hourly × hours/week × weeks/year. At $25/hour for 40 hours over 52 weeks, that's $25 × 40 × 52 = $52,000 a year. To go the other way, divide the salary by (hours/week × weeks/year). A handy shortcut for a standard 40-hour, 52-week year: hourly × 2,080 = annual salary, and salary ÷ 2,080 = hourly.

Adjust the weeks-per-year if you take unpaid time off — using 50 weeks instead of 52 accounts for two unpaid weeks. This is gross (pre-tax) pay; your take-home will be lower after income tax, Social Security, Medicare, and other deductions. Use the Salary or Take-Home Paycheck calculator to see your net pay.

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The 2,080 Rule

A full-time year is 40 × 52 = 2,080 hours. Hourly × 2,080 = annual salary; salary ÷ 2,080 = hourly rate.

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Adjust for Time Off

Set weeks/year to 50 (or fewer) if you take unpaid vacation, so the conversion reflects your real working year.

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Gross, Not Net

These figures are before tax. Your take-home pay will be lower — check the Take-Home Paycheck calculator.

Formula & Logic

Comparing an hourly job with a salaried one requires more than multiplying by 2,080, because the two arrangements bundle different things. Salaried roles typically include paid holiday, sick leave and employer benefits, while a contract hourly rate often includes none of them — so the headline rates are not comparable until unpaid time off and benefit costs are accounted for. A commonly used rule of thumb is that a contractor needs roughly 25–30% above an equivalent salaried rate to break even on benefits alone, before allowing for self-employment tax and unbilled time.

Annual = hourly × hours per week × weeks workedEffective hourly from salary = Annual ÷ actual hours workedContractor equivalent ≈ salary rate × 1.25 to 1.40

where:

weeks worked
52 if leave is paid; fewer if it is not
actual hours
including unpaid overtime — the figure that reveals true salaried rates
benefit load
employer share of insurance, retirement match and payroll taxes

Assumptions: Gross comparison. Self-employment tax adds roughly 7.65 percentage points for independent contractors relative to employees, and unbillable administration time reduces effective contractor rates further.

Step-by-Step Example: $45/hour Contract Versus an $85,000 Salary

Compare a contract rate with a salaried offer on a like-for-like basis.

  • Contract rate$45/hr
  • Salary offer$85,000
  • Contract paid leavenone
  • Salaried leave3 weeks + 8 holidays
  1. Naive contract annual: $45 × 40 × 52 = $93,600 — apparently $8,600 better.
  2. But unpaid leave: matching 3 weeks plus 8 holidays means about 4.6 weeks unworked.
  3. Realistic billed weeks: 52 − 4.6 = 47.4, giving $45 × 40 × 47.4 = $85,320.
  4. Add self-employment tax: roughly 7.65 points more than an employee, about $6,500.
  5. Add benefits the salary includes — health cover and a retirement match, conservatively $9,000.
  6. Adjusted contract value: $85,320 − $6,500 − $9,000 ≈ $69,820 against the $85,000 salary.

Result$45/hr contract ≈ $69,800 salary-equivalent — well below the $85,000 offer

To match $85,000 properly the contract rate would need to be around $55/hour. This is the calculation that catches people moving from employment into contracting: the headline rate looks like a large raise and frequently is not one at all.

FAQ

Multiply your hourly rate by hours worked per week and weeks per year. For a standard full-time schedule that's hourly × 40 × 52, or hourly × 2,080. So $30/hour equals about $62,400 per year before taxes.
At 40 hours per week for 52 weeks, $25/hour is $52,000 per year gross. If you take two unpaid weeks off (50 weeks), it's $50,000. After taxes, your take-home would be roughly $40,000–$43,000 depending on your location and deductions.
Before tax (gross). This calculator converts between hourly and salary on a gross basis. To estimate net take-home pay after federal tax, FICA, and other deductions, use the Salary Calculator or Take-Home Paycheck Calculator.

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✔ Written & reviewed by Dr Sam — 20+ yrs in management & research leadership📅 Last updated June 2026📑 How we build & check these